The Vine Edition

VINE Group’s David Goncalves, Christopher Darwiche and Hugo Dos Reis sit down together in a virtual meeting and discuss how COVID-19 and Mortgage Payment Deferrals impact real estate investing.

The VINE Rant is BACK for a special episode – VINE Group partners, David Goncalves, Hugo Dos Reis and Christopher Darwiche, virtually sit down together to talk about the rate fluctuations in the industry and how clients are reacting. Are the fluctuations a direct result of the COVID-19 pandemic? Tune in to hear our thoughts. Be well and stay safe everyone!

Negative interest rates? VINE Group Partners are back on the RANT discussing everyone’s favourite topic: Interest Rates! The Partners share the thoughts on global rate trends and where they think Canadian mortgage rates are headed in the near future.

Zeifmans is a full-service tax, accounting and business consulting firm based in Toronto, Canada. David Posner (Zeifmans Partner) and Jonah Bidner (Zeifmans Senior Canadian Tax Manager) visited VINE Group’s office to discuss accounting tips for real estate investors and trends they are seeing through their experience. Big shout out to these rockstar accountants!
Great ideas. Positive impact. That’s Zeifmans.

Johnson Andrews and Rahul Saggu discuss how client experience might differ if you walked into a branch seeking financing vs. building a relationship with a VINE Group Mortgage Professional to find a customized solution.

Passion prevails as we revisit the great debate: Canadian mortgage rules and qualifying for financing in 2019.

Being a mortgage professional often means helping someone make the biggest purchase of their life: their home. Johnson and Chris discuss the different skills that help them, as VINE Group agents, take a holistic approach toward reviewing a client’s portfolio.

There’s a lot of value in leveraging your home to unlock equity. A mortgage with a home equity line of credit (or HELOC) is a great way to keep the mortgage that you’re paying down, while still maintaining access to a large sum of money through a HELOC. See what else your mortgage can do for you by scheduling a call with one of our agents.

Thinking of buying a cottage? Can short-term rental income be used to qualify for financing? We discuss cottage ownership, short-term cottage rentals and the risks that lenders assess when it comes to financing a cottage property.

With the current rate trends, is this the right time for you to convert your mortgage?