
WE TALK BANK
Our experience as former commercial bank employees allows us to understand the nuances of the commercial financing process to expedite and improve the experience of borrowing for your business.
We are licensed to represent and provide you with the best advice for your commercial needs.
We can help borrowers facilitate loans for income producing properties and asset classes including, but not limited to:
- Multi-unit Residential Properties
- Mixed/Special-use Properties (Office, Retail, Industrial)
- Development sites
- Agricultural/Farm Land
- Commercial Condo Units
- CMHC Financing

DEVELOPMENT FINANCING
We can help borrowers facilitate the development of site plan approved/zoned land for residential and commercial developments including, but not limited to:
- Low/High Rise Development
- Land, Land Servicing and Land Assembly Loans
- Construction Financing
- Interim and Acquisition/Bridge Financing
- Commercial Operating Company Financing

The Process
- Application due diligence.
- VINE Group analyzes and underwrites the commercial file.
- File is prepared to approach our lending network.
- Receive offer(s) for financing.
- Review and discuss lender offers, negotiate and sign back.
- Bank credit submission and decision.
- Lender’s commitment letter is issued, reviewed and signed back.
- Transaction is funded.

Here's What Our Clients Say
Huge thank you to Carrie for an amazing experience. This being our first home purchase, it goes without saying that were scared and overwhelmed with the entire mortgage process.
EDDIE
One in a Million. I have just done my second mortgage transaction with Shannon, and she is absolutely amazing. She is always available for any questions that I have and is extremely knowledgeable.
Jocelyn
Kim Nguyen has been by far the most helpful professional individual I have ever worked with. Her knowledge about the whole industry blows my mind with her expertise.
Jeremy
Vine Group is an all around AMAZING group that go above and beyond to successfully process each and every deal! I personally, have had the pleasure of dealing with this group for several years for numerous transactions.
Deborah
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The Vine Rant
The VINE Rant is an unfiltered, weekly discussion on what’s trending in the Canadian real estate market and mortgage industry.