Commercial financing can be complex, and it helps to have a partner on your side to save time, money and alleviate stress throughout the multifaceted lending process.

Our Commercial Agents are independently trained professionals with commercial banking experience licensed to represent and provide you with the best advice for your commercial needs.

Our experience as former bank employees allows us to understand the nuances of the commercial financing process to expedite and improve the experience of borrowing for your business.

residential unit


We can help borrowers facilitate loans for income producing properties including, but not limited to:

  • Multi-unit Residential Properties
  • Mixed-use Properties (Office, Retail, Industrial)
  • Development sites
  • Agricultural/Farm Land
  • Commercial Condo Units
  • Retirement & Nursing Homes
  • Special Use Properties
  • CMHC Financing
development financing
vine commercial


We can help borrowers facilitate the development of site plan approved/zoned land for residential and commercial developments including, but not limited to:

  • Low/High Rise Development

  • Land

  • Construction Financing

  • Land Assembly Loans

  • Interim Bridge Financing

  • Commercial Operating Company Financing

  • Land Servicing Loans

  • Construction Revolver

  • Inventory Loans

  • Acquisition / Bridge Financing


The Process

  • Meet with a VINE agent and our Commercial Director

  • Application due diligence

  • VINE Group analyzes and underwrites the commercial file

  • File is prepared to approach our lending network

  • Receive offer(s) for financing

  • Review and discuss lender offers, negotiate and sign back

  • Chosen lender underwrites the deal

  • Bank credit submission and decision

  • Lender's commitment letter is issued, reviewed and signed back

  • Transaction is funded