NICK COX

Mortgage Broker

Nick Cox Nicholas Cox Mortgage

Nick Cox is a leading expert in advanced mortgage strategies, with a strong focus on financial planning for Canadian homeowners. As the National Director of the Smith Manoeuvre Certified Professional Network and Co-founder and Director at Strategy Hub, a premier mortgage broker training academy, Nick is committed to enhancing the financial literacy of both homeowners and mortgage professionals across Canada.


Nick specializes in helping clients use their mortgages as powerful wealth-building tools through strategic debt conversion, tax optimization, and customized mortgage structuring. By aligning mortgage solutions with broader financial goals, he enables homeowners to reduce interest costs, accelerate mortgage payoff, and create long-term financial security. His expertise in financial planning allows clients to maximize investment potential, improve cash flow, and work toward financial independence. 


Additionally, Nick mentors mortgage professionals, equipping them with the knowledge and skills to offer strategy-driven solutions that enhance their clients’ financial well-being. 


Through his work, Nick is transforming the way Canadians think about home financing, turning traditional mortgages into integral components of a comprehensive financial plan.

Client Testimonials

'Nick was exceptional to say the least. His knowledge and advice helped us make multiple mortgage decisions with confidence. Not only did he offer us the best rate on the first go, he always responded promptly and over delivered every time.

We have dealt with many mortgage brokers in the past but Nick is by far the best and has become our go-to guy. We are referring him to all of our friends and family without hesitation. Thank you for your constant support, help and candidness throughout.'


– CM
'Nick was great to work with. Our situation was very unique and Nick went above and beyond for us, canvasing multiple lenders, walking us through the different options and ensuring that we got a good rate and kept our payments within what we could afford.

Nick kept our goals in mind always and presented creative scenarios for us to work with.'


– Charlene J.
'Nick is the upmost professional who takes a personal approach when working with his clients. He helped my wife and I get pre-approved in a challenging environment and he was always very responsive and gave us multiple options to help facilitate our needs. I would not hesitate to recommend Nick to anyone looking for a hard working and personable mortgage broker in Vancouver.'

– Sandro F.
'We used Nick to help us get a mortgage on our new home, he was very responsive and always great with updates and got back to us by when he said he would. He worked very hard and put our application together very quickly. Overall a very positive experience and Nick has a very high degree of integrity. Highly recommend Nick to anyone needing a mortgage. Thanks Nick!'

– Bruce V.
'Nick was an absolute pleasure to work with. From the start of our mortgage process to end, he was proactive and readily available for all of our questions. Nick understood our needs and provided us with the best solution. We couldn't be happier with his help and we were able to secure our dream home because of it! I would (and do) happily refer Nick to anyone looking for help with home financing.'

– Daniel
'It was a great experience working with Nick. He took the time to answer all our questions and provided excellent advice and direction for our retirement home mortgage. He was able to get us the mortgage we needed at a very good rate. He also helped us align on our mortgage strategy considering the current concerns with interest rates. We would definitely avail of his services again if we need another mortgage in the future.'

– Robert B.
'If you're looking for a professional, caring and attentive person to help you with your mortgage, look no further. Nick was fantastic to work with. He was very organized and detailed with his communications. He connected often to see if I had any questions and was proactive with what we needed to get prepared. A true professional, and in my opinion, in a league of his own.'

– Denise J.
'Nick's professionalism and friendly demeanour lent itself well to us going with him for our mortgage needs. He was dependable, understanding and prompt, and he always followed up and followed through.

We were thoroughly impressed and would recommend him to anyone. Thanks again Nick!'


– Mark & Jenna C.
'Just wanted to comment about my dealings with Nick Cox; he was very accommodating. Always willing to give advice when the big banks are usually afraid to. He is very quick to respond to an email and will take calls after hours including weekends. He took the time to crunch the numbers knowing I was going to use another lender. In fact, he advised that I stick with my current lender. Mainly because the break costs would be so severe had I switched over.

I highly recommend him when it comes to mortgages approvals, rate renewals, even just advice. I do plan to move my mortgage over with him when the time is right. Thanks again Nick!'


– Aaron M.
'I appreciated Nick's integrity and honesty telling me to take another rate that I locked in 3 weeks ago vs. what the current market is offering today. Although we aren't able to work together this time, I will be keeping him in mind for future mortgage-related needs.'

– Mary Z.
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