VINE vlog

Informative videos on what's new and happening in the Canadian mortgage market. 

picking a lawyer

It is important to pick the right lawyer when it comes to your mortgage transaction. You want someone who knows the ins and outs of the industry and someone who will work with you.

Senior Client Programs

Looking to unlock funds but the bank isn't giving you a realistic or affordable financing solution?

Picking a lender

Picking a lender is not just about the rate, but understanding your goals and what they can do for you.

prepaying your mortgage

Why not make prepayments to effectively lower your amortization while protecting your purchasing power and your monthly liabilities..?

Know how to pick your Real Estate Agent

Are you an investor with five or more UNITS?

Buying or selling? Be sure to pick a Real Estate Agent that’s right for you!

If you live in Ontario and own 5-8 investment properties, we have a residential solution just for you!

are you self-employed?

Self-employed individuals work hard for their money, so why are they scrutinized when it comes to real estate financing?

What due diligence?


If your bank or mortgage agent has not collected your income verification or your source of downpayment, how can you verify if your pre-approval has been confirmed? 

strapped for cash?

mortgage agent vs. mortgage specialist


Did you know that you can use your RRSP's towards your down payment? 

Do you know the difference between a Mortgage Agent and Mortgage Specialist at the bank?

the interest-only mortgage is here!


This new product from one of our lenders offers interest-only payments, or a combination of interest-only payments and an amortizing payment with both fixed and ARM rates!



Don't wait until your maturity date, it's always good to review the options available to you.


Rules for Renewal

Did you know that come January 1, 2019, there will also be basic requirements just for reapplying? 

5% Down Payment

If your mortgage is under $500K, you do have the option to put down a minimum of 5%.

secondary homes

Attention all cottage country lovers - this message is for you!

it's not always about the rate

Rates are super important, but you should also understand that we always aim to provide you with the best financing solution. 

are appraisals necessary?

Fixed vs. Variable

Unsure of which option to go for? Let us explain and help you decide.

Just because you get approved for a mortgage, doesn't mean that the lender won't like the property. 

breaking a mortgage

Breaking a mortgage isn't necessarily a bad thing, but really comes down to what you are trying to achieve. 

resources for downpayment

Think you can borrow from your credit card to go towards a downpayment? Think again. 

Recently retired?

Having trouble accessing funds? Talk to us about equity lending programs.